About ROF Amaltas
ROF Amaltas is another landmark added by ROF Group that offers affordable housing in Gurugram, Sector 92. This project is spread across 5 Acres of land surrounded by lush green space, offering spacious and lavish 1 & 3 BHK flats. ROF Amaltas in Sector 92 Gurgaon is well-connected with NH8 and Dwarka Expressway for your convenience.
You can take a home loan if you are short on funds and purchase this property. Apply for a Home Loan online and avail of digital sanctions in simple steps. Your Home Loan journey becomes easy as we are partners with top Banks and NBFCs, and due to less documentation required.
Check Approved Banks & NBFCs for Home Loan
ROF Amaltas has tie-ups with many leading Banks or non-banking financial companies (NBFCs) to provide home loan facilities to their customers. Contact us for the most up-to-date list of approved banks and NBFCs with APF numbers.
Top Banks and NBFCs Offer Home Loan
Benefits of Applying for a Home Loan with us
Tentative list of documents required for Home Loan
Want to apply for a home loan?
Check the documents required for the home loan which are mentioned below.
Mandatory Documents
For salaried individuals
For self-employed individuals
For non-resident Indians (NRIs)
FAQ
How much loan amount can I get on ROF Amaltas?
A person can get up to 90% loan of a project cost.
Who can be a co-applicant for my housing loan?
All co-owners of the property need to be co-applicants for the house loan. Generally, co-applicants are close family members, such as a son, father, mother, daughter, etc.
What are the reasons for home loan rejection?
There could be many reasons for home loan rejection, for example, poor credit history, repaying capacity, poor CIBIL, and mismatched financial statements.
Can I get a home loan in India without registering the property?
No, Even for under-construction properties, however, the property should be registered post-possession, and a completion certificate should be there.
Does credit score matter when applying for a new home loan?
Of course, it matters. When you apply for a loan, banks first check your credit score. Based on that, they decide your eligibility and how much of a loan you can get.
Are there any tax benefits on a home loan?
When you buy a house on a home loan, it comes with multiple tax benefits that significantly reduce your taxes.
- Deduction for interest paid on housing loan.
- Deduction on interest paid towards home loan during the pre-construction period.
- Deduction on principal repayment.
- Deduction for stamp duty and registration charges.
- Additional deduction under Section 80EE.
- Additional deduction under Section 80EEA.
- Deduction for a joint home loan.
Can a home loan be pre-approved?
Yes, one can avail of a pre-approved loan from the bank.
How to apply for a PMAY subsidy while buying ROF Amaltas?
To know more, feel free to contact 8595886203
Is the project bankable?
Yes, it is completely bankable.
Can I avail of two home loans at the same time?
Yes, you can avail of two home loans at the same time. However, the approval of your loan depends on your repayment capacity. It is based on your eligibility and ability to repay the EMIs for two home loans.