Smart World Orchard – Home Loan

Smart World Orchard home loan

About Smart World Orchard

Smart World Developers offers a phenomenal project in Sector 61, Golf Course Extn Road Gurgaon named Smart World Orchard. Smart world residential projects are one of the Best Residential Projects in Gurgaon.
The property comprises 2BHK and 3 BHK low-rise floor apartments accompanied by plenty of exclusive amenities. These 2BHK & 3 BHK low-rise apartments are infused with stylish features. Smart World Orchard sector 61 is sprawled over 25 acres of land and has a magnific clubhouse of 20,000 sq. ft. in size. At Smart World Orchard, you have access to world-class amenities.
This residential project offers excellent road connectivity to many prime locations like Sohna Road, Worldmark, Rapid Metro, Medanta Hospital, Ansal University, and IILM College.
If you are looking for high-rise apartments, then Smart World Orchard Sector 61 Gurgaon is for you.

Check Approved Banks & NBFCs for Home Loan

Smart World Orchard has tie-ups with many leading Banks or non-banking financial companies (NBFCs) to provide home loan facilities to their customers. Contact us for the most up-to-date list of approved banks and NBFCs with APF numbers.

    Top Banks and NBFCs Offer Home Loan

    Benefits of Applying for a Home Loan with us

    Tentative list of documents required for Home Loan

    Want to apply for a home loan?
    Check the documents required for the home loan which are mentioned below.

    Mandatory Documents

    • Latest photographs
    • KYC document
    • Copy of PAN, Aadhar Card & Voter Card of both applicant and guarantor
    • Other documents to be submitted as per your profile

    For salaried individuals

    • Latest photographs
    • Salary slips for the last 6 months.
    • Form-16 or ITR for the previous 3 years for applicant(s) and guarantor(s)
    • Last 12 months’ bank statement showing salary credit
    • Proof of other income like rent, interest on investments (if any)
    • Appointment letter
    • Proof of employment for 3 years as per norms
    • Previous employment details with proof (in case the current job is less than 3 years old)

    For self-employed individuals

    • ITR for the last 3 years
    • P&L and Balance Sheet for the previous 3 years
    • Firm’s statement of account (if income from business)
    • Chartered Accountant certificate on investments (if net worth is more than Rs 1 crore)
    • For individuals in unorganized sectors: A self-declared income certificate/affidavit (in case the annual income is less than the exemption limit permitted under IT Act)

    For non-resident Indians (NRIs)

    • Copy of Passport & Valid Visa
    • Work permit and financial papers attested by Indian embassy/consulate and adjudicated in India
    • Copy of contract for the remaining period of service
    • Brief employment profile


    How much loan amount can I get on Smart World Orchard?
    Who can be a co-applicant for my housing loan?
    What are the reasons for home loan rejection?
    Can I get a home loan in India without registering the property?
    Does credit score matter when applying for a new home loan?
    Are there any tax benefits on a home loan?
    Can a home loan be pre-approved?
    How to apply for a PMAY subsidy while buying Smart World Orchard?
    Is the project bankable?
    Can I avail of two home loans at the same time?
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