About Smart World Orchard
Smart World Developers offers a phenomenal project in Sector 61, Golf Course Extn Road Gurgaon named Smart World Orchard. Smart world residential projects are one of the Best Residential Projects in Gurgaon.
The property comprises 2BHK and 3 BHK low-rise floor apartments accompanied by plenty of exclusive amenities. These 2BHK & 3 BHK low-rise apartments are infused with stylish features. Smart World Orchard sector 61 is sprawled over 25 acres of land and has a magnific clubhouse of 20,000 sq. ft. in size. At Smart World Orchard, you have access to world-class amenities.
This residential project offers excellent road connectivity to many prime locations like Sohna Road, Worldmark, Rapid Metro, Medanta Hospital, Ansal University, and IILM College.
If you are looking for high-rise apartments, then Smart World Orchard Sector 61 Gurgaon is for you.
Check Approved Banks & NBFCs for Home Loan
Smart World Orchard has tie-ups with many leading Banks or non-banking financial companies (NBFCs) to provide home loan facilities to their customers. Contact us for the most up-to-date list of approved banks and NBFCs with APF numbers.
Top Banks and NBFCs Offer Home Loan
Benefits of Applying for a Home Loan with us
Tentative list of documents required for Home Loan
Want to apply for a home loan?
Check the documents required for the home loan which are mentioned below.
Mandatory Documents
For salaried individuals
For self-employed individuals
For non-resident Indians (NRIs)
FAQ
How much loan amount can I get on Smart World Orchard?
A person can get up to 90% loan of a project cost.
Who can be a co-applicant for my housing loan?
All co-owners of the property need to be co-applicants for the house loan. Generally, co-applicants are close family members, such as a son, father, mother, daughter, etc.
What are the reasons for home loan rejection?
There could be many reasons for home loan rejection, for example, poor credit history, repaying capacity, poor CIBIL, and mismatched financial statements.
Can I get a home loan in India without registering the property?
No, Even for under-construction properties, however, the property should be registered post-possession, and a completion certificate should be there.
Does credit score matter when applying for a new home loan?
Of course, it matters. When you apply for a loan, banks first check your credit score. Based on that, they decide your eligibility and how much of a loan you can get.
Are there any tax benefits on a home loan?
When you buy a house on a home loan, it comes with multiple tax benefits that significantly reduce your taxes.
- Deduction for interest paid on housing loan.
- Deduction on interest paid towards home loan during the pre-construction period.
- Deduction on principal repayment.
- Deduction for stamp duty and registration charges.
- Additional deduction under Section 80EE.
- Additional deduction under Section 80EEA.
- Deduction for a joint home loan.
Can a home loan be pre-approved?
Yes, one can avail of a pre-approved loan from the bank.
How to apply for a PMAY subsidy while buying Smart World Orchard?
To know more, feel free to contact 8595886203.
Is the project bankable?
Yes, it is completely bankable.
Can I avail of two home loans at the same time?
Yes, you can avail of two home loans at the same time. However, the approval of your loan depends on your repayment capacity. It is based on your eligibility and ability to repay the EMIs for two home loans.