About Smart World Gems
M3M group offers premium luxury floors in City of Dreams, Sector 89, Dwarka Expressway, Gururgam. The independent floors of Smart World Gems Sector 89 Gurgaon are airy and well-ventilated and have a gated housing community. The architectural design of the 2BHK and 3BHK apartments is elegant and has excess comfort for the residents.
Smart World Gems is placed in Sector 89 Gurgaon, a magnificent location connected to National Highway-8, IGI Airport, IMT Manesar, and Sohna Road. All major commercial hubs and entertaining zones are nearby sector 89, Gurugram. With excellent connectivity, the wanderers can travel nonstop all across the city. Don’t miss out on this excellent opportunity and book this impressive property as soon as possible.
Check Approved Banks & NBFCs for Home Loan
Smart World Gems has tie-ups with many leading Banks or non-banking financial companies (NBFCs) to provide home loan facilities to their customers. Contact us for the most up-to-date list of approved banks and NBFCs with APF numbers.
Top Banks and NBFCs Offer Home Loan
Benefits of Applying for a Home Loan with us
Least Possible Turnaround Time
We make sure the least possible turnaround time for our valued customers.
Tentative list of documents required for Home Loan
Want to apply for a home loan?
Check the documents required for the home loan which are mentioned below.
For salaried individuals
For self-employed individuals
For non-resident Indians (NRIs)
How much loan amount can I get on Smart World Gems?
A person can get up to 90% loan of a project cost.
Who can be a co-applicant for my housing loan?
All co-owners of the property need to be co-applicants for the house loan. Generally, co-applicants are close family members, such as a son, father, mother, daughter, etc.
What are the reasons for home loan rejection?
There could be many reasons for home loan rejection, for example, poor credit history, repaying capacity, poor CIBIL, and mismatched financial statements.
Can I get a home loan in India without registering the property?
No, Even for under-construction properties, however, the property should be registered post-possession, and a completion certificate should be there.
Does credit score matter when applying for a new home loan?
Of course, it matters. When you apply for a loan, banks first check your credit score. Based on that, they decide your eligibility and how much of a loan you can get.
Are there any tax benefits on a home loan?
When you buy a house on a home loan, it comes with multiple tax benefits that significantly reduce your taxes.
- Deduction for interest paid on housing loan.
- Deduction on interest paid towards home loan during the pre-construction period.
- Deduction on principal repayment.
- Deduction for stamp duty and registration charges.
- Additional deduction under Section 80EE.
- Additional deduction under Section 80EEA.
- Deduction for a joint home loan.
Can a home loan be pre-approved?
Yes, one can avail of a pre-approved loan from the bank.
How to apply for a PMAY subsidy while buying Smart World Gems?
To know more, feel free to contact 8595886203.
Is the project bankable?
Yes, it is completely bankable.
Can I avail of two home loans at the same time?
Yes, you can avail of two home loans at the same time. However, the approval of your loan depends on your repayment capacity. It is based on your eligibility and ability to repay the EMIs for two home loans.