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ROF Insignia Park – Home Loan

ROF Insignia Park home loan

About ROF Insignia Park

ROF are top developers in Gurgaon, Haryana, having a tie-up with HUDA Affordable Housing Scheme. ROF Insignia Park offers a budget-friendly project located in Sector 93, New Gurgaon. ROF Insignia Park has spread over 25 Acre and is well-connected by major roads like Pataudi road and Dwarka Expressway. The 3 BHK low-rise apartments are well furnished and equipped with exquisite amenities. The residents will get fixed and allotted car parking facilities. Every floor owner will have an independent basement office and terrace garden. This project offers you the best amenities like – Swimming Pool, Gazebo, Amphitheater, Basketball Court, Badminton Court, Multipurpose Hall, Yoga And Meditation Lawn, and an Entrance Gate Complex, 24 Hrs Water Supply, 24 Hrs Security, Visitor’s Car Parking and much more.

Check Approved Banks & NBFCs for Home Loan

ROF Insignia Park has tie-ups with leading Banks or non-banking financial companies (NBFCs) to provide home loan facilities to their customers. Contact us for the most up-to-date list of approved banks and NBFCs with APF numbers.



    Top Banks and NBFCs Offer Home Loan

    Benefits of Applying for a Home Loan with us

    Tentative list of documents required for Home Loan

    Want to apply for a home loan?
    Check the documents required for the home loan which are mentioned below.

    Mandatory Documents

    • Latest photographs
    • KYC document
    • Copy of PAN, Aadhar Card & Voter Card of both applicant and guarantor
    • Other documents to be submitted as per your profile

    For salaried individuals

    • Latest photographs
    • Salary slips for the last 6 months.
    • Form-16 or ITR for the previous 3 years for applicant(s) and guarantor(s)
    • Last 12 months’ bank statement showing salary credit
    • Proof of other income like rent, interest on investments (if any)
    • Appointment letter
    • Proof of employment for 3 years as per norms
    • Previous employment details with proof (in case the current job is less than 3 years old)

    For self-employed individuals

    • ITR for the last 3 years
    • P&L and Balance Sheet for the previous 3 years
    • Firm’s statement of account (if income from business)
    • Chartered Accountant certificate on investments (if net worth is more than Rs 1 crore)
    • For individuals in unorganized sectors: A self-declared income certificate/affidavit (in case the annual income is less than the exemption limit permitted under IT Act)

    For non-resident Indians (NRIs)

    • Copy of Passport & Valid Visa
    • Work permit and financial papers attested by Indian embassy/consulate and adjudicated in India
    • Copy of contract for the remaining period of service
    • Brief employment profile

    FAQ

    A person can get up to 90% loan of a project cost.

    All co-owners of the property need to be co-applicants for the house loan. Generally, co-applicants are close family members, such as a son, father, mother, daughter, etc.

    There could be many reasons for home loan rejection, for example, poor credit history, repaying capacity, poor CIBIL, and mismatched financial statements.

    No, Even for under-construction properties, however, the property should be registered post-possession, and a completion certificate should be there.

    Of course, it matters. When you apply for a loan, banks first check your credit score. Based on that, they decide your eligibility and how much of a loan you can get.

    When you buy a house on a home loan, it comes with multiple tax benefits that significantly reduce your taxes.

    1. Deduction for interest paid on housing loan.
    2. Deduction on interest paid towards home loan during the pre-construction period.
    3. Deduction on principal repayment.
    4. Deduction for stamp duty and registration charges.
    5. Additional deduction under Section 80EE.
    6. Additional deduction under Section 80EEA.
    7. Deduction for a joint home loan.

    Yes, one can avail of a pre-approved loan from the bank.

    To know more, feel free to contact 8595886203.

    Yes, it is completely bankable.

    Yes, you can avail of two home loans at the same time. However, the approval of your loan depends on your repayment capacity. It is based on your eligibility and ability to repay the EMIs for two home loans.

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