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Apply Home Loan Online – Suncity Vatsal Valley

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Suncity Vatsal Valley

Suncity Projects Pvt Ltd is a renowned developer well-known for creating spaces of high-quality standards that will accommodate people from all walks of life. The world-class project Suncity Vatsal Valley is a part of Deen Dayal Jan Awas Yojana 2016. Suncity Vatsal Valley offers a 4-floor project with 2 BHK and 3 BHK spacious independent floors. This project is very close to the golf course extension road, and IGI airport and enjoys uninterrupted public transportation services. The nearest metro station is Sikandarpur Metro Station. You can reach Faridabad just 15 minutes away. Suncity Vatsal Valley Gurgaon is a perfect project for those who desire to live a luxurious lifestyle in the millennium city, Gurgaon. Secure your dream home and enjoy the world-class living experience in its best form.

Check Approved Banks & NBFCs for Home Loan

Suncity Vatsal Valley has tie-ups with many leading Banks or non-banking financial companies (NBFCs) to provide home loan facilities to their customers. Contact us for the most up-to-date list of approved banks and NBFCs with APF numbers.



    Top Banks and NBFCs Offer Home Loan

    Benefits of Applying for a Home Loan with us

    Tentative list of documents required for Home Loan

    Mandatory Documents

    • Latest photographs
    • KYC document
    • Copy of PAN, Aadhar Card & Voter Card of both applicant and guarantor
    • Other documents to be submitted as per your profile

    For salaried individuals

    • Latest photographs
    • Salary slips for the last 6 months.
    • Form-16 or ITR for the previous 3 years for applicant(s) and guarantor(s)
    • Last 12 months’ bank statement showing salary credit
    • Proof of other income like rent, interest on investments (if any)
    • Appointment letter
    • Proof of employment for 3 years as per norms
    • Previous employment details with proof (in case the current job is less than 3 years old)

    For self-employed individuals

    • ITR for the last 3 years
    • P&L and Balance Sheet for the previous 3 years
    • Firm’s statement of account (if income from business)
    • Chartered Accountant certificate on investments (if net worth is more than Rs 1 crore)
    • For individuals in unorganized sectors: A self-declared income certificate/affidavit (in case the annual income is less than the exemption limit permitted under IT Act)

    For non-resident Indians (NRIs)

    • Copy of Passport & Valid Visa
    • Work permit and financial papers attested by Indian embassy/consulate and adjudicated in India
    • Copy of contract for the remaining period of service
    • Brief employment profile

    FAQ

    A person can get up to 90% loan of a project cost.

    All co-owners of the property need to be co-applicants for the house loan. Generally, co-applicants are close family members, such as a son, father, mother, daughter, etc.

    There could be many reasons for home loan rejection, for example, poor credit history, repaying capacity, poor CIBIL, and mismatched financial statements.

    No, Even for under-construction properties, however, the property should be registered post-possession, and a completion certificate should be there.

    Of course, it matters. When you apply for a loan, banks first check your credit score. Based on that, they decide your eligibility and how much of a loan you can get.

    When you buy a house on a home loan, it comes with multiple tax benefits that significantly reduce your taxes.

    1. Deduction for interest paid on housing loan.
    2. Deduction on interest paid towards home loan during the pre-construction period.
    3. Deduction on principal repayment.
    4. Deduction for stamp duty and registration charges.
    5. Additional deduction under Section 80EE.
    6. Additional deduction under Section 80EEA.
    7. Deduction for a joint home loan.

    Yes, one can avail of a pre-approved loan from the bank.

    To know more, feel free to contact 9643444861.

    Yes, it is completely bankable.

    Yes, you can avail of two home loans at the same time. However, the approval of your loan depends on your repayment capacity. It is based on your eligibility and ability to repay the EMIs for two home loans.

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